When applying for life insurance, oftentimes the condition of your health comes into play. You may ask yourself, what health conditions will cost me the most? How expensive will it be for me to get coverage? Bankrate.com recently put together a list of the top 10 health hazards, according to executives at some of the [...]
Oftentimes we find that our clients are confused about not only how to buy Florida life insurance, but how we sell it as a product. There are two very basic ways of looking at how life insurance is sold; either we sell an individual policy or a group policy. What are the differences, you may [...]
According to a recent Wall Street Journal article, nearly one third of U.S. households have no life insurance coverage. This is the highest percentage of those without coverage in over four decades. This means about 35 million U.S. households have neither their own life insurance protection nor are covered by an employer plan. So why [...]
Living in today’s economy is a struggle; no surprise there. If you’re approaching retirement, you are probably feeling it more than ever. It’s hard to enjoy oncoming retirement when you’re worrying about the security of your funds and savings. How can Floridians help prevent this uncertainty? Universal life insurance. According to American Agent & Broker, [...]
Last week we outlined the first 5 “deadliest” sandwiches as presented by Esquire. Let the information on these last 5 sandwiches show you that the most convenient foods are most definitely not the best foods for your health. We advise that you make sure you have adequate Florida life insurance and health insurance policies intact [...]
Esquire recently released an article outlining the 10 worst sandwiches for your health. In light of the deli sandwich recall at Wal-Mart stores, many are looking at just how bad a deli sandwich can get, recalled or not. Unfortunately sometimes it takes a situation like a food recall to get us to open our eyes [...]
This is a question our agents get all the time. Most Floridians understand the importance of health insurance, but life insurance is a form of coverage that can oftentimes get overlooked. Life insurance is important for those of any age, health standing, etc. There can be misconceptions surrounding the details and rates of life insurance [...]
Once in a while, our agents get questions from clients about critical illness insurance (or critical care insurance); although, most have never heard of it. A recent National Underwriter article says that this form of coverage is becoming increasingly popular. Critical illness insurance is a form of voluntary coverage that helps those who require constant [...]
One of our agents stumbled upon an interesting article yesterday, from CNN Money, about fake health insurance coverage being peddled across the country. In the wake of unemployment and health care reform, many people are scrambling to find affordable Florida health insurance. Beware; the cheapest option is not always the best option. CNN’s article points [...]
It’s no secret that the health concerns for women are not the same as men. It is important to understand the risks you face and to have proper health insurance coverage to ensure you are protected. The Mayo Clinic recently released the top 10 health risks to women and men. These may not come as [...]