Medicare Supplements or Medigap (Supplemental Insurance) Policies are essentially health insurance sold by a private insurance company (like Headquarter Insurance) to help fill the financial gaps in the original Medicare Plan coverage. Depending on the health condition, financial gaps can be significant and Medicare supplements take a lot of the burden away at a time when money shouldn’t be the biggest concern.
Because of the many Plan variables involved with obtaining Medicare supplements, it’s best to speak with an insurance professional who can explain the differences and choose the best option for each individual.
One important factor to remember, your spouse must have a separate Medigap policies. Your Medigap policy won’t cover any health care costs for your spouse.
