Individual & Family Health Insurance
Even with health care reform a few years away, the majority of individuals already qualify for Florida health insurance. If employer or government programs aren’t available, you have to go uninsured. Whether in Florida or any other state, health insurance options are available and it’s always best to speak with a professional who can explain what types of coverages are needed based on your unique situation.
When purchasing health insurance, it’s important to consider things like prescription drug coverage, physical exams and health screenings, specialist care, emergency and hospital care, maternity care, dental services, vision care, preventive care and physical therapy.
Financial ruin because of medical-related expenses is a worst case scenario but not uncommon. Protect yourself and your family by protecting your health.
Ideal for peoples who need temporary coverage while in between jobs or students whose coverage has just expired, short term medical insurance takes less time to take effect and allows the insured to choose their own medical providers.
This type of insurance provides extra coverage during times of serious illness when a normal policy may not cover all the expenses. Being critically ill should not get in the way of making mortgage payments, saving for retirement or regular living expenses and critical care insurance makes sure of that.
Medicare supplements are ideal for seniors, aged 65 and older, whose medical expenses exceed their Medicare allowances. Florida Medicare can be very confusing when your coverages aren’t adequate. Supplements are often the best option to cover excessive expenses and avoid overpaying for medical care.
Guaranteed Issue Health Insurance
Guaranteed Issue is a form of health coverage that offers extra protection should you or family members become hospitalized. It pays a set amount for each day, week, or month that you or they are in the hospital, and can be used for expenses such as: hospitalization, surgery, mental health benefits, prescriptions, and more.
So much of a person’s overall health depends on the health of their mouth. Ignoring dental hygiene and proper dental care can lead to far more serious health conditions down the road. Our Florida dental insurance services are the best in the state, we’ll help you find the right dentist and the right plan.
